A decentralized financial model where individuals lend directly to other individuals without a bank intermediary.
A decentralized financial model where individuals lend directly to other individuals without a bank intermediary. Lygos Finance elevates the concept of P2P lending by functioning as an institutional counterparty, bringing massive $50K-$50M liquidity to borrowers instantly at a fixed 10% APR via non-custodial DLCs.
Peer-to-Peer (P2P) lending platforms connect borrowers directly with investors willing to fund their loans. In crypto, this is often managed by automated smart contracts that match supply and demand. By removing the banking middleman, P2P lending typically offers higher returns for lenders and more flexible terms for borrowers.
Lygos Finance elevates the concept of P2P lending by functioning as an institutional counterparty, bringing massive $50K-$50M liquidity to borrowers instantly at a fixed 10% APR via non-custodial DLCs.
Understanding Peer-to-Peer Lending is critical when comparing loan offers. This concept directly affects how much you pay, how much collateral you need, or what happens if market conditions change during your loan.
Starting at 10% APR, $0 origination fees, and DLC-secured collateral on the Bitcoin blockchain.